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What Lenders Must Know About IRS Form 1099-C: Cancellation of Debt or Form 1099-A: Acquisition or Abandonment of Secured Property
David Duner, CPA
Winter 2007
From the President …
Joffrey Long, 2007-2008 CMA President
Winter 2007
Sacramento Summary
Michael J. Arnold and Michael Belote, Esq., Legislative Advocates
Winter 2007
The REO Rent or Sell Decision Using Net Present Value Analysis
Martin Goodman
Winter 2007
Private Money Lending: the Scene From the East
Richard H. Zahm
Fall 2007
From the President …
Joffrey Long, 2007-2008 CMA President
Fall 2007
MORE ABOUT FORECLOSURE
Elizabeth M. Knight, President, PLM Lender Services, Inc
Fall 2007
Site Inspections by Private Money Lenders
Mark Feathers, Director, SB Capital
Fall 2007
The Real Estate Solution
Martin Goodman, Founder, RealEd
Fall 2007
The “F” Word - Part One
Elizabeth M. Knight, President, PLM Lender Services, Inc.
Summer 2007
From the President …
David Choo, 2006-2007 CMA President
Summer 2007
Sacramento Summary
Michael J. Arnold and Michael Belote, Esq., Legislative Advocates
Summer 2007
The Political Action Committee Continues to Grow
Gordon Getz
Summer 2007
FTC Consumer Alert
Federal Trade Commission Bureau of Consumer Protection Office of Consumer & Business Education
Summer 2007
Protect Your License – Only Employ Licensed Salespeople
Gary Sibner, Managing Deputy Commissioner III, Mortgage Loan Activities Unit
Spring 2007
From the President …
David Choo, 2006-2007 CMA President
Spring 2007
Sacramento Summary
Michael J. Arnold and Michael Belote, Esq., Legislative Advocates
Spring 2007
T’was a Week Before Christmas
George Adair, a proud real estate broker.
Spring 2007
Compliance Manual for Mortgage Loan Brokers Published
Reprinted from the California DRE Mortgage Loan Bulletin, Fall 2006
Spring 2007
REMINDER! New Mandatory Course – Risk Management
Reprinted from the California DRE Mortgage Loan Bulletin, Fall 2006
Spring 2007
The Ninth Circuit Rules that a Consumer Can “Waive” a Prior “Cease Contact Directive” but the Debt Collector Must be Careful In Establishing a Policy to Respond to Such Request
Phillip M. Adleson, Esq. , Adleson, Hess & Kelly, P.C.
Winter 2006
From the President …
David Choo, 2006-2007 CMA President
Winter 2006
Sacramento Summary
Michael J. Arnold and Michael Belote, Esq., Legislative Advocates
Winter 2006
Analysis of the UCLA Anderson Forecast from September 2006 and other information on Real Estate Prices
Sheldon J. Cohn, President and Chief Executive Officer of Budget Finance Company
Winter 2006
Membership Committee
George Adair, Membership Chairman
Winter 2006
Legislative Committee
George M. Eckert, Legislative Committee Chair
Winter 2006
Now Even Dirt May, Under Certain Circumstances, Be Considered a Pollutant Excluded Under a General Liability Policy
Duane W. Shewaga, Esq., Adleson, Hess & Kelly, a P.C.
Fall 2006
From the President …
David Choo, 2006-2007 CMA President
Fall 2006
Sacramento Summary
Michael J. Arnold and Michael Belote, Esq., Legislative Advocates
Fall 2006
Complications Can Arise from Using IRA’s and Other Qualified Pension Plans in a Mortgage Pool
Tom W. Anderson, PENSCO Trust Company & Amiram J. Givon, GCA Law Partners LLP
Fall 2006
A Split Federal Court of Appeal (4th Cir.) Holds That a Trustee is a “Debt Collector” Under the Federal Fair Debt Collection Practices Act (“FDCPA”) Wilson v. Draper 2006 U.S. App. Lexis (April 5, 2006)
Phillip M. Adleson, Esq., Adleson, Hess & Kelly, P.C
Fall 2006
Member Focus Groups – Taking The Next Step
Glenn Goldan, Reprop Financial
Fall 2006
Even After Refinancing a Loan, a Borrower Can Rescind That Loan for TILA Violations
Julia M. Wei, Law Offices of Peter N. Brewer
Summer 2006
From the President …
David Choo, 2005-2006 CMA President
Summer 2006
Sacramento Summary
Michael J. Arnold and Michael Belote, Esq., Legislative Advocates
Summer 2006
My Favorite Loan
Dave Herzer
Summer 2006
Federal Reserve Board Public Hearings
Noah Furie
Summer 2006
RESPA’s Anti-Kickback and Unearned Fee Provisions
U.S. Department of Housing and Urban Development, Office of RESPA and Interstate Land Sales
Summer 2006
Misguided Judgment
Paul Elis - President, PMB Capital Inc. and CMA Director
Spring 2006
From the President ….
David Choo 2005-2006 CMA President
Spring 2006
Sacramento Summary
Michael J. Arnold and Michael Belote, Esq., Legislative Advocates
Spring 2006
CMA PAC Raffle a Great Success
Gordon Getz, PAC Chair
Spring 2006
3rd Party Construction Risk Management Service Make more construction loans with little or no risk … always insist on fund control.
Gloria Manchester, Construction Disbursement Agent for ConstructSure
Winter 2005
From the President
David Choo, 2005-2006 CMA President
Winter 2005
Sacramento Summary
Michael J. Arnold and Michael Belote, Esq., Legislative
Winter 2005
CMA Winter Seminar Private Mortgage Financing
Winter 2005
Lenders Beware: Floor … Wind …. Will It Matter?
Ed Babtkis
Winter 2005
CMA PAC Fundraiser a Great Success
Gordon Getz
Winter 2005
Bankruptcy Abuse Prevention and Consumer Protection Act Of 2005 What Does It Mean and How Will It Affect Lenders and Loan Servicers?
Benjamin R. Levinson, Law Office of Benjamin R. Levinson
Summer 2005
From the President
Richard Temme 2004-2005 CMA President
Summer 2005
Sacramento Summary
Michael J. Arnold and Michael Belote, Esq., Legislative Advocates
Summer 2005
REB Roundtable
Stephen Leidner, Lantern Financial Corporation
Summer 2005
Yield Spread Premiums – Will They Be Considered a Part of the Total Points and Fees Payable at Closing?
Julia M. Wei, Esq., The Law Offices of Peter N. Brewer
Spring 2005
From the President ...
Richard Temme, 2004-2005 CMA President
Spring 2005
Sacramento Summary
Michael J. Arnold and Michael Belote, Esq., Legislative Advocates
Spring 2005
Lender Whacked For $33M in Punitives
Peter N. Brewer, Esq.
Spring 2005
Who’s In Charge Here?
Documenting Loans to Business Entities
Mark D. Lubin And K. Bradley Rogerson, Stein & Lubin LLP
Spring 2005
To Verify or Not to Verify…VERIFY!
Elizabeth M. Knight, President, PLM Lender Services, Inc.
Spring 2005
Creation versus Evolution: In the Lending Industry, Darwin Wins
Spring 2005
SUPREME COURT RULES IN AFSA V. OAKLAND HOLDING THAT OAKLAND’S ORDINANCE IS PRE-EMPTED BY FIN. CODE SECTIONS 4970 ET SEQ.
Bulletin from Phil Adleson, CMA’s Corporate Counsel
Spring 2005
Get the Word Out: CMA Can Provide Amicus Briefs
Steve Leidner, Lantern Financial Corporation, Chair CMA Amicus Committee
2004 Winter
From the President ...
Richard Temme, 2004-2005 CMA President
2004 Winter
Sacramento Summary
Michael J. Arnold and Michael Belote, Esq., Legislative Advocates
2004 Winter
CMA Winter Seminar Private Money Lending
2004 Winter
Comparable Sales? What About Comparable Listings?
Joffrey Long, Southwest Mortgage
2004 Winter
The Broker Arranged Loan Exemption From Usury Comes Under Attack
Peter N. Brewer, The Law Office of Peter N. Brewer
2004 Winter
Membership Committee
George Adair, Omega Mortgage
2004 Winter
Education Committee
John Graziano, Santa Rosa Mortgage
2004 Winter
BEYOND THE REAL ESTATE: Securing Your Loan With Additional Collateral
Joffrey Long, Education Committee co-chair
2004 Winter
PAC UPDATE
G. Gordon Getz, CMA PAC Chairman
2004 Winter
Construction Focus Group Formed
Barry Judis
2004 Summer
Gaining Political Traction in Sacramento - The Importance of Participating in the CMA PAC
Michael Arnold, Michael Belote, Legislative Advocates
2004 Summer
Sacramento Summary
Michael J. Arnold and Michael Belote, Esq., Legislative Advocates
2004 Summer
From the President . . .
Charles Hershson, 2003-2004 CMA President
2004 Summer
Implementing Investment Diversity
How mortgage originators can deliver some of the best advice an investor-client has ever received and earn his pension business for life.
Paul Elis, Pres., PMB Capital, Inc.
2004 Summer
A Bullet-Proof Forbearance Agreement
John Clark Brown, Jr., Esq
2004 - Spring
From the President . . .
Charles Hershson, 2003-2004 CMA President
2004 - Spring
Sacramento Summary
Michael J. Arnold and Michael Belote, Esq., Legislative Advocates
2004 - Spring
eLicensing – Try It, You’ll Like It!
2004 - Spring
Education Committee
Richard Temme
2003 #4 – Winter
Sacramento Summary
Michael J. Arnold and Michael Belote, Esq., Legislative Advocates
2003 #4 – Winter
From the President . . .
Charles Hershson, 2003-2004 CMA President
2003 #4 – Winter
Think You’re Secure from Employee Theft? THINK AGAIN
A’kos Kovach
2003 #4 – Winter
Scream or Die - A Description of the Standardized Chapter 13 Plan for the Eastern District of California
Joe Horswill, Horswill, Mederos & Dorman
From the President . . .
Charles Hershson 2003-2004 CMA President
Defective Foreclosure Sales – What Are Your Rights?
Peter N. Brewer, Esq., Law Office of Peter Brewer
THE INSURANCE IMPACT of SEPTEMBER 11th
Ed Babtkis, President Ross Diversified Insurance Services
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